Investment Challenge Materials
Investment Options
Stocks: High-risk, High-reward
Potential Returns: +20% to -20% per market period.
Mechanism: Use a six-sided dice or random number generator to determine returns.
Roll 1: +20%
Roll 2: +10%
Roll 3: 0%
Roll 4: -10%
Roll 5: -15%
Roll 6: -20%
Savings Account: Low-risk, Steady Growth
Potential Returns: Fixed +2% per market period.
Mechanism: Add 2% to the invested amount after each market period.
Real Estate Fund: Medium Risk, Moderate Returns
Potential Returns: +10% to -5% per market period.
Mechanism: Use a six-sided dice or random number generator to determine returns.
Roll 1-3: +10%
Roll 4-5: 0%
Roll 6: -5%
Start a Business: High Risk, High Potential Reward
Potential Returns: +50% or -30% after 3 market periods.
Mechanism: Use a coin flip or random binary generator at the end of 3 periods.
Heads: +50%.
Tails: -30%.
Important: No intermediate returns; the result applies only after 3 market periods.
Cryptocurrency: Very High-risk, Unpredictable Returns
Potential Returns: +50%, 0%, or -50% per market period.
Mechanism: Use a six-sided dice or random number generator.
Roll 1-2: +50%
Roll 3-4: 0%
Roll 5-6: -50%
Market Update Cards
Economic Boom
Effect: +5% to all investments this period.
Market Crash
Effect: -20% to Stocks and Cryptocurrency this period.
Housing Market Growth
Effect: +10% to Real Estate Fund this period.
Regulatory Changes
Effect: Cryptocurrency earns 0% this period regardless of dice roll.
Interest Rate Increase
Effect: Savings Account increases to +3% return for this period only.
Tech Boom
Effect: +15% to Stocks this period.
Recession Warning
Effect: -10% to all investments except Savings Account this period.
Investment Ledger
Market Period
Investment Type
Starting Amount
Return (%)
Gain/Loss
Ending Amount
1
2
3
4
5
Instructions
Allocate Funds: Start by distributing your $1,000 among the five investment options. Record your allocation in the ledger.
Market Updates: For each market period, draw a Market Update Card and roll dice or use a random generator to determine returns for each investment type.
Calculate Returns: Update your ledger to reflect the returns for each investment. Reallocate funds if desired.
Complete 5 Periods: After 5 periods, calculate your total portfolio value and compare with your starting amount.
Reflection: Discuss strategies, outcomes, and lessons learned about risk and reward.
